Frequently asked questions
This page is to help people understand the expressions used in the world of finance or do you have a question?
Q - How much can I borrow?
A - Our loans start at £5,000 and go up to £250,000.
Q - What can I use the money for?
A - Our customers have used their money to pay off their credit cards, home improvements, a holiday, a new car. In fact, almost any purpose you can think of.
Q - Can you help if I am Self Employed?
A - Yes. If you have Certified Accounts or if you have to Self Certify your income we have plans to suit.
Q - I have had some credit problems in the past and have some County Court Judgements. Can you still help?
A - We specialise in finding loans for customers who have experienced difficulties in the past and have County Court Judgements, Mortgage Arrears or both.
Q - I have a good credit history. Will I be able to get a low cost loan?
A - Whether you have a good credit history or a poor one we will do our best to arrange funds for you at the best rate we can.
Q - How long will it take to get my money?
A - On average our customers get their money within 21 days.
Q - Who is the loan arranged with?
A - Our loans are arranged through leading High Street Banks, Building Societies and other Lending Institutions.
Q - What is a Secured Loan?
A - You permit the Lender to take out a charge on your property rather like your mortgage. If you fail to keep up payments on the loan then you will have to pay the Lender any money owed when you come to sell your house.
Q - Can I protect my repayments if I become sick or lose my job?
A - Yes. We recommend that all of our customers take out a payment protection plan. This small amount of outlay provides peace of mind.
